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Ecuador

The Republic of Ecuador is a mainstay for Pan-American Life in the South America Region.

Pan-American Life was launched in Ecuador in October 1956 when the company began to operate both in Guayaquil and Quito. In 1984, Pan-American Life moved its headquarters to Quito where it started offering individual insurance policies. In 1950, the company began to offer life and health group insurance, both in Ecuador and the rest of Latin America.

Committed to offering its clients improved personal and financial performance,  the company expanded by purchasing two office floors in the Mansión Blanca Building in Quito in 1995. At the same time, it established the only automated risk-assessment system in Latin America. In 2004, the company purchased its own offices in the Torres del Norte Building in Guayaquil.

By the year 2000, Pan-American Life converted the whole group and individual services portfolio into U.S. dollars, thus allowing recovery of the value lost through depreciation. In that same year, the company opened a new agency in Manta, continuing its mission to protect Ecuadorian families above all else.

Since its beginnings, Pan-American Life Ecuador has stood out as a pioneer and a leader in the individual insurance market, offering one of the largest investment portfolios in the country, creating savings and working capital for thousands of Ecuadorians.

Eugenio Magdalena,
Executive Vice President International Markets

Pan-American Life Medical Services

Ave. República de El Salvador 1082 y Naciones
Unidas, Edificio Mansión Blanca
Torre Londres, Piso 11
Quito, Ecuador
(593) 2 225-3500 | 1-800-765-432

Read more about Medical Services

Pan-American Life Ecuador

Ave. República de El Salvador 1082 y Naciones Unidas
Edificio Mansión Blanca
Torre Londres, Pisos 10 y 11
Quito, Ecuador
(593) 2 225-3500 or 1-800-765-432
servicioalclienteec@panamericanlife.com

PRODUCT SUMMARY

Universal Life Insurance

Our universal life insurance portfolio includes two special, flexible plans, each at a competitive cost with insurance coverage that is easy to understand.

Term Life Insurance

Our term life insurance policies have guaranteed, affordable premiums, in addition to a conversion credit of up to 100 percent of paid premiums upon converting to universal life insurance. Term life insurance is available with 20-year level premiums.

Products

Individual Insurance

Universal Life Insurance

FlexiLife V

An insurance policy in US dollars similar to a universal life plan that is designed to provide an extraordinary increase of cash value. It offers one of the most flexible plans in the market right now, with a minimum guaranteed interest rate.

FlexiLife VI Plus

An insurance policy in US dollars similar to a universal life plan that is adaptable to the needs of your clients.

Term Life Insurance

20 Years

Term life insurance policy offering a 20-year level premium guaranteed for 10 years.

Group Insurance

Pan-American Life offers you a complete range of additional group insurance products and services, created to meet the needs of your company and employees.

Life and Health Insurance

Life Insurance or Death from Any Cause

This insurance offers exclusive coverage for the policyholder. An indemnity is paid upon the policyholder’s death from any cause or circumstance, at any time of the day, anywhere in the world.

Health Care Insurance

This policy provides the policyholder and his/her dependents covered by the same policy with a refund or reimbursement of part of the expenses incurred in connection with medical treatment.

Total Permanent Disability Insurance

This plan covers the policyholder in the event of total and permanent disability before his/her 60th birthday as a result of an accident or illness that does not allow him/her to continue working.

Accidental Death and Dismemberment Insurance (AD&D)

This insurance offers exclusive coverage for the policyholder in the event of bodily injury resulting from direct, violent, accidental events beyond his/her control.

Dental Plan

This plan comprises a wide variety of dental benefits as well as preferred discounts for care provided with an appointment.

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