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Panama

As one of Pan-American Life’s biggest and oldest markets in the Andean Region, Panama has become a fountain of knowledge and experience for its neighboring partners.

Pan-American Life Panama distinguished itself by being one of the first insurance company to manage the health benefits plan for the retired employees of the Panama Canal from 1990 to 2000 and to pioneer a network of medical providers (hospitals, doctors, laboratories) in the country since 1990.

George McDonald,
Regional President

Pan-American Life Insurance de Panama, S.A.

Calle Aquilino De La Guardia
Entre Calles 47 y 48
Apartado 0819-06065 El Dorado
Panamá, República de Panamá
(507) 208-4200
CRMCPanama@panamericanlife.com

PRODUCT SUMMARY

Universal Life Insurance

Our universal life insurance portfolio includes four special, flexible plans, each at a competitive cost, with insurance coverage that is easy to understand.

Term Life Insurance

Our term life insurance policies have guaranteed, affordable premiums, in addition to a conversion credit of up to 100 percent of paid premiums upon converting to universal life insurance.

Products

Individual Insurance

Universal Life Insurance

FlexiLife V

Universal life insurance designed to provide an extraordinary increase of cash value.

FlexiLife VI Plus

Universal life insurance with basic premiums, designed to satisfy a wide variety of protection and savings needs at an attractive cost.

Trust Life

Universal life insurance with a flexible, minimum premium, comparable to term life plans. Coverage starts at $100,000 with a minimum guaranteed interest rate for the first two years.

Term Life Insurance

20 Years

Term life insurance policy offering a 20-year level premium.

Group Insurance

Pan-American Life Insurance de Panama, S.A., offers you a complete range of additional group insurance products and services, created to meet the needs of your company and employees.

Life and Health Insurance

FlexiMedic

This plan covers expenses for various medical treatments and death of any kind without exclusions.

Dental Plan

This plan comprises a wide variety of dental benefits, including preventive, restorative and orthodontic treatment.

Accident Medical Insurance

This plan refunds medical expenses incurred by the policyholder in the event of an accident. Benefits are established in accordance with the purchaser’s selected plan.

Additional Products

Flexi Cancer

This is an exclusive plan providing cancer protection and care. Read more...

Health Trust

Individual plan that offers two options of lifetime Medical Expenses Insurance that also includes:

  • $20,000 life insurance for the primary insured.
  • $2,000 cash advance for funeral expenses (discounted from Life Insurance).
  • $3,000 for repatriation expenses.

Business Insurance

A sales focus for life insurance designed to meet specific needs of business owners that look forward to preserve their assets and protect valuable employees who are direct contributors to the company’s success.


Key Man InsuranceDesigned to indemnify business for the death of a key man or the loss of his or her skills and experience.
Partners InsuranceDesigned to help with obligations, transfers, funds, terminations and settle details of the parties involved.
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