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What is Insurance?

The concept of insurance is fairly simple — it involves paying an insurance company to take on a certain risk. When you buy an insurance policy, you agree to pay a premium, the cost of the insurance, to an insurer. The insurer, in turn, agrees to pay a specified amount of money in case something covered by your insurance is damaged, lost, or stolen.

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  • What types of insurance polices can I purchase from Pan-American Life?

    Individuals can purchase several types of life insurance policies from Pan-American:

    Business Owners can offer comprehensive worksite benefits packages to their employees with varying levels of coverage and premiums.

    To decide what policies are best for you, please contact a Pan-American Life Insurance Company representative.

  • How much life insurance coverage do I need?

    The amount of coverage you will require depends on your individual needs. A Pan-American Life agent can help you figure out what amount of coverage is best for you and your family.

  • Why Choose Pan-American Life?

    For nearly a century, Pan-American Life Insurance Company has earned a trusted reputation based on tradition, stability, and financial strength. By offering local service backed by the strength of our regional resources, Pan-American Life agents provide our policyholders with individualized service supported by our experience and expertise in the United States and Latin America. Pan-American Life's heritage manifests our longstanding dedication to providing our customers with the products they need, the knowledge to secure their future, and a partnership they can trust.

  • How do I contact a Pan-American Life insurance agent?

    Visit our Contact Page to find an agent that will help you decide what kinds of polices are best for you.

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  • Regions and Locations >>

    Pan-American Life serves and protects thousands of customers in the Americas.

  • Understanding your needs

    For nearly a century, Pan-American Life Insurance Company has earned a trusted reputation based on tradition, stability, and financial strength.